Terms of use

The short version

Spot the Money is a free reference site that republishes public U.S. government records. It is information, not advice. Check any figure against the linked source before you rely on it. You may quote and reuse what you find here with a credit and a link, within the limits the law puts on some of the underlying records. By using the site you agree to these terms; if you do not agree, please do not use it.

What the site is

spotthemoney.com collects records filed with the U.S. Securities and Exchange Commission, the House and Senate, the Federal Election Commission, the Treasury and other federal sources, and presents them with links to the originals. How the records are gathered, filtered and totalled is set out in the Methodology. The site is independent. It is not a government website and is not affiliated with or endorsed by any agency, member of Congress, campaign, company or broker.

Not investment advice

Nothing on this site is investment, financial, legal or tax advice, or an offer or recommendation to buy, sell or hold any security. We are not a broker, dealer or investment adviser and we do not execute trades. A disclosed trade is a historical fact about a filing. It is not a statement about why the person traded, what they knew, or what a share price will do, and appearing on this site does not suggest that anyone did anything wrong. Decisions you make are your own; consider speaking to a licensed adviser.

Accuracy and timing

We work to show each record as it was filed, but the site can be wrong, incomplete or out of date. Filings reach us after the events they describe, sometimes weeks later; some are amended afterwards; scanned and paper filings are held until they are read by hand; and congressional reports give amounts as ranges, not exact figures. Totals and charts are our own arithmetic on those records. The original filing is the authority, and each row links to it. If you find an error, see Corrections.

Acceptable use

You may browse, search, link to and share the site freely. Please do not: interfere with the site or try to get around its security; crawl it at a rate that strains it (an automated reader should identify itself and keep to a modest pace); present the site's pages as your own service; or use anything here to break the law, to harass anyone, or to mislead people about what a record shows. If you need the data in volume, write to us first. We may limit or block access that breaks these rules.

Accounts

Accounts are optional and free, for one person each. Keep your email account and any account you sign in with secure: whoever can sign in as you can change your watchlists. Do not use a shared list's name to impersonate anyone or to publish anything unlawful or abusive; we may turn sharing off for such a list or close an account that breaks these terms. You can delete your account at any time from your watchlist page. A watchlist shows public filings for the pages you follow; it is not advice and not a recommendation to trade. How account data is handled is in the Privacy policy.

Reusing the data

The underlying records are public. You are welcome to quote figures, tables and charts from this site, including in news reports, research and commentary, with a credit to spotthemoney.com and a link to the page you used. Embeddable charts may be placed on other sites unaltered, with their source line intact.

Every page, chart and trade has a Cite button that writes the credit for you; how to cite and reuse has examples.

The CSV files on the downloads page are offered free of charge on the same terms as the pages: the same credit, the same limits below, and the same absence of any warranty. Please fetch a file no more than once a day.

Two kinds of record carry legal limits that apply to you as well as to us, and reuse is your responsibility:

• Congressional financial disclosure reports. Federal law (5 U.S.C. § 13107(c)) makes it unlawful to obtain or use these reports for an unlawful purpose; for a commercial purpose, other than by news and communications media for dissemination to the general public; to determine or establish anyone's credit rating; or to solicit money for any political, charitable or other purpose.
• Federal Election Commission filings. Federal law (52 U.S.C. § 30111(a)(4)) forbids selling information copied from these reports, or using it to solicit contributions or for commercial purposes, apart from using a political committee's own name and address to solicit that committee.

Other sites and services

Pages link to government sources and include share-price charts served by TradingView. We do not control those services and are not responsible for their content, accuracy or availability. Share prices in those charts are delayed and are not part of our records.

Advertising

The site may show advertising to cover its costs. Ads are labelled, are chosen by the advertising network and not by us, and are not endorsements. Advertisers have no influence over what is published. How advertising uses data is covered in the Privacy policy.

What belongs to whom

Government records are not ours and we claim no rights in them. The site's name, logo, design, text, charts and code are ours. Apart from the reuse allowed above, please do not copy the site as a whole or use its name or logo in a way that suggests we are behind something we are not.

No warranty

The site is provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose and non-infringement. We do not promise that it will be uninterrupted, error-free or current.

Limit of liability

To the fullest extent the law allows, the operator of spotthemoney.com and the people who work on it are not liable for any indirect, incidental, special, consequential or punitive damages, or for any trading or investment loss, lost profit or lost data, arising from your use of the site or reliance on anything in it. Our total liability for any claim relating to the site is limited to US$100. Some jurisdictions do not allow some of these limits, so parts of this section may not apply to you.

Your responsibility for misuse

If you use the site or its data in breach of these terms or of the law, and a claim is brought against the operator because of it, you agree to cover the resulting losses and reasonable costs.

Changes

We may change the site or these terms. The date at the top shows the latest version; continuing to use the site after a change means you accept it.

Governing law

spotthemoney.com is operated by a Wyoming limited liability company. These terms are governed by the laws of the State of Wyoming and applicable U.S. federal law, and disputes are to be brought in the state or federal courts located in Wyoming, unless the law where you live gives you a right that cannot be waived. If a court finds part of these terms unenforceable, the rest stays in effect.

Contact

Questions about these terms: contact@spotthemoney.com. See also the Privacy policy and About.